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By On February 23, 2009
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Hawaii mortgage rates start off the last week of February going both down and up with the 30 year fixed rate going down by about .25% while the 15 year Hawaii mortgage has gone up by about the same .25%.
One other thing I’m beginning to notice is the huge differences between some locally based banks and Mainland lenders. Sometimes these gaps are as huge as 1.5 points in differences for the same rate!
So far I’ve singled out one local bank who is coming in consistently higher in points and their not offering any 30 day Hawaii mortgage rate locks either. I wonder what’s going on there? Nevertheless, there are still huge opportunities out there:
|
30 Year Fixed
|
|
Rate
|
Points
|
APR
|
|
5%
|
1.25
|
5.17
|
|
4.75%
|
1.5
|
4.94
|
|
4.5%
|
2.25
|
4.75
|
|
|
15 Year Fixed
|
|
Rate
|
Points
|
APR
|
|
4.75%
|
1.5
|
5.01
|
|
4.5%
|
1.875
|
4.88
|
|
4.25%
|
2.625
|
4.63
|
|
By On February 20, 2009
No Comments
The ending of this week sees Hawaii mortgage rates ending slightly up, but rather insignificant movement as both the 30 and 15 year Hawaii mortgage loan stay just about the same as our last update on Wednesday.
|
30 Year Fixed
|
|
Rate
|
Points
|
APR
|
|
5%
|
1.5
|
5.19
|
|
4.75%
|
2
|
4.97
|
|
4.5%
|
2.5
|
4.77
|
|
|
15 Year Fixed
|
|
Rate
|
Points
|
APR
|
|
4.75%
|
1.25
|
5.04
|
|
4.5%
|
1.75
|
4.85
|
|
4.25%
|
2.625
|
4.74
|
|
